Miramar flood, water and fire damage: finding a restoration contractor

Miramar sits only about 7 feet above sea level in southern Broward County, and the city runs its own floodplain program because heavy rain and hurricanes regularly test local drainage.

Room with the lower drywall cut away after flooding, exposing studs, with a dehumidifier running

Incorporated in 1955 and named for a seaside district of Havana, Miramar grew from about 5,500 residents in 1960 to more than 134,000 in 2020, making it Broward's fourth-largest city. That growth spans seven decades of construction, from early homes to recent subdivisions, all on flat, low ground.

Fire & Water Energy is a referral service for property damage. Call (866) 937-3230 and we'll try to link you with an independent restoration contractor working in Miramar. We aren't a contractor, and we can't guarantee who is available or what a job will cost. Both how it works and the referral disclosure go into the specifics.

Low elevation, street flooding and a long list of storm declarations

The city's own floodplain management page includes photos of flooded Miramar streets, and the city is preparing a Floodplain Management Plan with resident input. Miramar takes part in FEMA's Community Rating System at Class 8, which gives properties in Special Flood Hazard Areas a 10 percent discount on flood insurance premiums.

Hurricanes and tropical rain are the main drivers. FEMA major disaster declarations that included Broward County since 2000 cover Charley, Frances and Jeanne (2004), Katrina and Wilma (2005), Matthew (2016), Irma (2017), Dorian (2019), Ian and Nicole (2022), the severe storms, tornadoes and flooding of April 2023, and Milton (2024).

Household water damage repair: the everyday causes

Inside the home, the usual suspects are a burst supply hose, a failing water heater, a leaking dishwasher or an air conditioner drain that clogs and overflows. Since AC systems run for much of the year in South Florida, condensate problems are especially common. Heavy rain driven by wind can also get in around windows, doors and roof edges.

A contractor doing water damage repair typically stops the leak, pulls out ruined materials and dries the walls and subfloor before any rebuilding. Our burst pipe water damage and structural drying pages explain more.

Federal disaster declarations that included Broward County

FEMA records show Broward County was included in 13 major disaster declarations for weather or fire events from 2000 through 2026 (11 hurricane, 1 flood, 1 severe storm, by FEMA incident type). Declarations are made at the county level, so they do not mean every neighborhood in Miramar was affected. The most recent:

  • 2024 – Hurricane Milton (DR-4834)
  • 2023 – Severe Storms, Tornadoes, and Flooding (DR-4709)
  • 2022 – Hurricane Nicole (DR-4680)
  • 2022 – Hurricane Ian (DR-4673)
  • 2019 – Hurricane Dorian (DR-4468)
  • 2017 – Hurricane Irma (DR-4337)

Source: OpenFEMA Disaster Declarations Summaries, retrieved 2026-10-10. Counts include major disaster (DR) declarations with hurricane, flood, severe storm, tropical storm, fire, tornado, coastal storm, winter or ice storm, mudslide and dam/levee incident types.

Water, fire or storm damage in Miramar?

Call (866) 937-3230 and tell us what happened at your Miramar property.

Call (866) 937-3230

After a fire: soot, smoke odor and water from firefighting

Smoke travels well beyond the room where a fire starts, leaving residue on ceilings, inside cabinets and in the HVAC system. In townhomes and apartments, neighbors can be affected too. Water used to extinguish the fire often soaks the structure as well.

Restoration firms commonly board up openings, remove charred items, clean surfaces according to the type of soot and run equipment to reduce odor. See fire damage restoration and smoke damage cleanup.

Rainwater flooding and hurricane cleanup

When drainage can't keep up with tropical downpours, water collects in streets and can enter garages and living areas. Treat any water that comes in from outdoors as contaminated; porous materials it soaks, like carpet and drywall, generally need to be removed and the area disinfected.

Before rebuilding, know the city's rules. Miramar's floodplain page explains that if improvements over the past five years reach half of a structure's assessed value, substantial improvement limits can apply. Learn about flood damage restoration and storm damage cleanup as you plan.

Mold growth in South Florida heat

Wet building materials in a hot, humid house can grow mold quickly, especially when a storm knocks out power and the AC stops. Look for musty smells, spotting on drywall and soft or stained baseboards.

The EPA's guidance is that mold covering more than about 10 square feet should usually be handled by professionals. A mold remediation contractor should explain how they'll contain the area and confirm the moisture source is corrected.

Steps for Miramar residents before and after damage

  • Call 911 for a fire, injury, gas smell or downed wires.
  • Sign up for Alert Miramar, the city's free notification service; if you only have a cell phone, register that number yourself.
  • Look up your flood zone and elevation data through the city's Floodplain Management page, and ask whether an Elevation Certificate is already on file for your home.
  • Photograph the damage and keep receipts for everything you buy to protect the property.
  • Speak with your insurer or agent; coverage depends on your policy, and flood requires its own coverage in most cases.

Neighborhoods and nearby communities

Nearby communities with their own pages (straight-line distance from Miramar):

Miramar restoration FAQs

How do I find my home's flood zone in Miramar?

The city's Floodplain Management page links to an online tool that shows a property's flood zone, Base Flood Elevation and related records. You can also ask the Building, Planning and Zoning Department whether an Elevation Certificate is on file.

Does Miramar's CRS rating affect my flood insurance?

The city holds a Class 8 rating in FEMA's Community Rating System, which the city says gives properties in Special Flood Hazard Areas a 10 percent discount on flood insurance premiums. Your agent can confirm how it applies to your policy.

Can rebuilding after flood damage trigger extra requirements?

Possibly. Miramar's floodplain page notes that when improvements over five years reach half of a building's assessed value, substantial improvement rules may limit or shape the work. Check with the city before major repairs.

Do you refer contractors in Pembroke Pines or Miami Gardens?

We try to connect callers in Pembroke Pines, Miami Gardens, Hollywood, Davie and Cooper City with independent restoration companies. Coverage areas depend on each company. Call (866) 937-3230 to see who may be able to help.

Restoration guides

Local resources for Miramar residents

Sources

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